Top Memorial Day 2025 Credit Card Offers: Travel, Cash Back & More
Welcome to Memorial Day 2025, where you can embrace the day by recalling those who served, but also by celebrating the unofficial start of summer—and big savings ahead. Between huge flight and electronics sales, and flash credit card offers, this is one of the best times of the year to earn rewards and sign-up bonuses.
Which makes sense if you plan to do any traveling, shopping or dining out during the summer — the right credit card can either put cash back in your wallet, or get you serious travel points. These Memorial Day 2025 credit card offers better equip you to capitalize on the promotions you’ll see this season.
What Makes Memorial Day a Hot Time for Credit Card Offers
Memorial Day might be synonymous with retail sales for most folks, but banks have their own lineup of special credit card offers that they aim to pitch directly at fresh prospects. Now that summertime spending is ramping up—travel, gas, outdoor play—this makes for a perfect season for all of the big welcome bonuses and limited-time cashback offers to jump out.
So right before you swipe again, banks tempt you the most. And since so many consumers are still digesting higher interest rates, 0% APR periods or rewards cards are as appealing as ever.
Travel Credit Card Offers – May 2025
If you have summer vacations on your mind, you’ll want a card that reimburses you with bonus points for booking flights, hotels, or rental cars. Here are the best travel credit cards with Memorial Day bonuses:
✈️ Chase Sapphire Preferred® Card
Offer Terms: 80,000 points after $4,000 spent in the first 3 months — Up to $1,000 in travel value
Why We Love It: Double points on travel & dining, flexible redemptions via Chase Ultimate Rewards®
Bonus: Earn $50 in statement credits toward travel booked by June 15 via the Limited-Time Memorial Day Bonus.
🌍 Capital One Venture Rewards Credit Card
Sign-Up Bonus: 75K miles after spending $4K in 3 months
Perks: 2x miles for every dollar spent; Global Entry/TSA PreCheck reimbursement
Memorial Day Deal: Earn additional miles booking through Capital One Travel (until May 31)
🏖️ The American Express® Gold Card
Sign-Up Bonus: 60,000 Membership Rewards® points after spending $6,000 in the first 6 months
Rewards: 4x points on dining and 3x on flights (when booked directly with the airline or through Amex Travel)
Sales Offer: Get a $100 travel credit for booking flights on Memorial Day weekend.
Cash Back Cards Looking to Offer Holiday Hooks
Memorial Day also brings increased cashback offers for shoppers who prefer straightforward rewards. These cards offer solid returns whether you’re upgrading your grill, purchasing appliances, or filling up your gas tank.
💳 Citi Custom Cash℠ Card
Intro Offer: $200 cash back after $1,500 in purchases within the first 6 months
Key Feature: 5% cash back automatically in your top spending category every billing cycle (on up to $500 in purchases)
Bonus: 7% back on gas and grocery purchases through May 31
🛍️ Discover it® Cash Back
Sign-Up Bonus: Will match all cashback you earn in your first year (essentially a 100% bonus)
Categories: 5% back on gas stations and home improvement stores this quarter
Offer: Additional $25 statement credit when you spend over $250 at Lowe’s or Home Depot this Memorial Day
🏠 American Express® Blue Cash Preferred® Card
Bonus: $250 statement credit after spending $3,000 in 6 months
Rewards: 6% at U.S. supermarkets and streaming, 3% on gas, and more
Memorial Day Offer: $75 in home fundamentals credits at participating sellers
Summer 2025 Parking Deals: 0% APR Offers and How to Handle Big Purchases
For large-ticket purchases this summer—household items, travel, or a new laptop—a 0% intro purchase APR card may be a better choice than “Buy Now, Pay Later” (BNPL). The best credit cards today offer 15 to 21 months of no interest on purchases and balance transfers.
🔄 Wells Fargo Reflect® Card
Intro APR: 0% on purchases and balance transfers for up to 21 months (then 18.24%–29.99% variable)
Why It’s a Good Deal: One of the longest grace periods available
Memorial Day Offer: 5% back on all Memorial Day weekend purchases up to $500 — $25 cashback
🔧 U.S. Bank Visa® Platinum Card
0% APR: For 18 billing cycles on purchases and balance transfers
Ideal For: Refinancing holiday debt or managing summer expenses
Bonus: 2% extra statement credit on Memorial Day electronics purchases — Limited-time offer
How to Select the Right Card This Memorial Day
Before applying, think about how you spend and what you want to achieve. An eye-catching sign-up bonus is great—if you can hit the minimum spend requirement without carrying a balance! Here’s how to choose wisely:
Traveling this summer? Choose cards earning points, miles, or travel credits.
Planning a big shopping weekend? Go for cashback cards, especially those with rotating or boosted categories.
Making a large purchase? Pick a card with a 0% intro APR.
Worried about approval? Use prequalification tools (soft credit inquiry) before applying.
Also, if you can afford it, pay your balance in full. That way, you won’t get stuck with high interest charges—especially if you’re coming off a 0% APR offer.
In the End: Get Short-Term Gains Before You Cannot
This Memorial Day, credit card companies are going to great lengths to woo consumers—which means good news for your wallet. Whether you want to earn points, book a trip, or simply spend smarter, there’s probably a card with something real to offer.
But act fast: most Memorial Day 2025 promotions will end by the close of May, and some as soon as Tuesday, May 28. Seize the opportunity for boosted bonuses and special credits while you can.
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