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Giovanni Bruno

The Joy of Getting Out of Debt

There is a particular kind of relief that comes from paying off a debt for the last time. It is not simply about seeing a balance reach zero. It is about realizing that a part… 

Financial Habits Europeans Can Teach Americans

Europe is not a single financial system. A household in Germany operates differently from one in Spain, Sweden, France or Italy. European countries have different tax systems, housing markets, pension systems and approaches to personal…